Polar Credit is the next generation of online consumer credit products. In the meantime, please give us a call on 0333 0062000 or email us at [email protected] Our aim is to offer you the same speed and convenience that you may get from getting instant loans online but at a much lower interest rate and a more predictable and reliable service. You can apply for instant direct loans between £50 and £2,000 and if approved, receive the funds directly into your bank account on the same day. No waiting around, no hoops to jump through, just cash in your bank inside 5-minutes. 4 repayments of Â£183.59. Check out our quick guide here for more information. Copyright © 2020 Buffa Loans Ltd. Only available to UK residents aged 18 or over. You should consider factors such as the company’s reputation and the terms of your credit agreement before borrowing, but most importantly you should always consider the need to borrow itself and then go with an option that you believe is the best one for you. We have made applying for direct loans as simple as possible to help you get to an all-important approval quicker. This means that while using a broker can have an advantage of seeing what a range of unsecured lenders can offer you, it may not always be possible to get the best deal unless you come to the lender directly. Our credit line is an income smoothing product which allows our customers to borrow directly from us as and when they need to. This may not matter too much if your application goes through swiftly and effortlessly but it will save you time if you have any questions about the application process as you will be in direct contact with your lender. Because our direct loans are fully flexible and designed to suit your individual circumstances, you can repay at any time. Representative Example: Amount of credit: £1200, interest rate: 49.9% pa (variable) and 1.65% transaction fee. As we are a direct loans lender and not a broker, we have full control over the decision-making process and we will pay you directly ourselves. The goal of these websites is to make extra money, so you can easily bypass these as reliable sources to locate direct lenders. Total amount payable £734.36. With Dot Dot Loans you have clear and straightforward options for choosing a loan to suit your needs, with flexible repayment periods depending on the amount you want to borrow. Applying for a loan with a direct lender means the process of applying for credit is usually very straightforward and you will have full control over which companies your details have been submitted to. If you’re happy to accept our direct loan offer or wish to allow us to complete some final checks against your application, it’s as simple as a click of a button. All you have to do is choose the amount you want to borrow and the desired repayment terms, click Apply Now and we’ll quickly get to work. Dot Dot Loans is a direct lender, you can apply directly for a loan to us and we lend funds directly to you. Any website mentioning multiple direct lenders should be avoided as well because that is a big clue you are about to contact a broker.  We’ll then need some information from you, including contact details, income and expenses and your bank account details. (fixed). Search Direct Lenders Installment Loans No Turndowns, Our payday loan program takes much less than 2 minutes to complete & the approval is instantaneous so there’s completely no waiting around. 1 Please visit our funding FAQ for specific information on application cut-off and processing times, our disbursement options, and when loan funds may become available for your use. You can rest assured that we’ll be completely transparent with you in terms of repayment installments, so you’ll know exactly how much you have to repay and when you have to pay it by before you agree to take out one of our direct lender loans. This will take no longer than 5 minutes to complete if they need to call, but the majority of the time we’ll have the information we need to go to the next stage. Financial Conduct Authority. Unsecured lending has become an increasingly popular service and there has been a boom in short term loan lenders and brokers. Total amount payable Â£734.36.
Payday Loans Direct Lenders. Apply now for a Polar Credit Line and see if borrowing using our line of credit can offer you more! Similarly, if approved over a weekend, this may take longer if after 1 pm on a Saturday you have been approved, due to some banks closing from this time. That means you loan approval is instant and funds will be deposited in your account on the same day. As we are a direct lender we would always welcome a request from any of our customers to manually review their credit application if our automated underwriting process did not approve it. With a direct lender loan, you will be in contact with your lender from the very beginning of your application process, resulting in a more efficient service.
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